Thursday, December 31, 2015

HAPPY NEW YEAR! Here is a look back at 2015 in Boulder, Colorado!

 

Here's what Boulder looked like during  2015. If you live in Boulder, you probably will recognize some of the people in this YouTube slideshow. Sorry, There is no background music with the slideshow, but you can hum along if you like. To see this in a larger format, click here.


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Ron Rovtar, Cherry Creek Properties, LLC, is a broker associate in Boulder, CO. He compiled this information from a number of sources. Please call Ron with all your questions. He can be reached at 303.981.1617.  To learn more about Ron, please visit his website. For more about life in Boulder County and nearby, check out our facebook page. Ron Rovtar does business as Front Range Real Estate, Ltd.  All photos © Ron Rovtar

#Boulder
#Colorado
#2015

Monday, November 2, 2015

Protect Your Colorado Home from El Niño's Mischief

By Ron Rovtar
Cherry Creek Properties LLC
303.981.1617

Well, so far so good!

The rains since summer have been moderate.

But United Policyholders reminds us that this is an El Niño year and it could be a whopper! Precipitation, as rain or snow, could be much greater than normal during the upcoming months.

So here is some advice from United Policyholders.

(Continued below)



As the consumer organization points out, it's very important to remember that most home insurance policies do NOT cover flood damage.

Here in  Boulder County there also can be a problem with soils that expand when moist, causing structural damage.

So it is important to make sure water drains away from homes as quickly as possible.

This means cleaning gutters, installing devices that take gutter water away from the home, and making sure the ground at the base of the dwelling is higher than surrounding ground if this is possible. (Don't pile soil up over the siding, utility meters, etc.)

Check your sump pump now, assuming you have one. It should be in a circular pit in your basement. Don't find out it is not working when it is too late! 

Additionally, it doesn't hurt to shovel snow that accumulates around your home's foundation.

And, though most roofs are capable of supporting lots of snow, there are limits. Don't risk injury to yourself. Clearing snow from a roof can be dangerous. Our advice is to hire people who knows what they are doing. 

When you're done, make sure your skis are tuned and head for the mountains to enjoy the good side of snowy conditions in Colorado!

That's our advice, anyway!

Here's a recent article from the Denver Post about the possible effects of the current El Niño in Colorado.

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Ron Rovtar, Cherry Creek Properties, LLC, is a broker associate in Boulder, CO. He compiled this information from a number of sources. Please call Ron with all your questions. He can be reached at 303.981.1617.  To learn more about Ron, please visit his website. For more about life in Boulder County and nearby, check out our facebook page. Ron Rovtar does business as Front Range Real Estate, Ltd.  All photos © Ron Rovtar

#weather
#realestate

Monday, October 5, 2015

New Mortgage Rules Will Mostly Make Closing Less Confusing



By Ron Rovtar
Cherry Creek Properties LLC
303.981.1617

Just a quick note about changes in mortgage disclosures that go into effect this week. If you will move to Boulder, within Boulder or anywhere else (or if you will refinance a home), then you will soon discover that the old HUD-1 settlement sheet is gone.

Yep! The feds have messed with the closing rules. But take heart! It appears the new TILA/RESPA Integrated Mortgage Disclosures Rule (just call it "TRID") will actually be a major improvement.

The rules reduce paperwork from your lender. And they make it easier for you to compare the numbers you receive when applying for a loan with final numbers at closing. These are good things, which should make your closing less confusing! So it looks like the Feds did it right this time!

However, there is one important issue of which you should be aware. The FINAL Closing Statement must be provided no less than three business days before closing.

This is good on the face of it because it gives you more time to find a potentially costly mistake. But what happens when there is a mistake? Mistakes on closing docs

If a buyer or seller has hired a moving company for the day of, or the day after closing, the error could mess everything up because the error would likely require a change in the Closing Statement. And generating a new statement often will mean that the closing day must be delayed until three days after the new statement is delivered.
do happen.

So, if closing on time is important for our real estate clients, we will be asking lenders for this document FOUR days before the scheduled closing. You should, too!

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Ron Rovtar, Cherry Creek Properties, LLC, is a broker associate in Boulder, CO.  Please call Ron with all your questions. He can be reached at 303.981.1617.  To learn more about Ron, please visit his website. For more about life in Boulder County and nearby, check out our facebook page. Ron Rovtar does business as Front Range Real Estate, Ltd.  All photos © Ron Rovtar

#TRID #RealEstate

Thursday, September 17, 2015

Plans for Huge Redevelopment of BCH Mapleton Campus Submitted for Review


By Ron Rovtar
Cherry Creek Properties LLC
303.981.1617
 
Plans for an extensive redevelopment of the former Boulder Community Health Mapleton campus have been filed with Boulder planners by Michael Bosma and the Mapleton Hill Investment Group.

If approved and completed, the project would create 150 independent living units and 68 single-room accommodations for clients needing assisted living, skilled nursing care, short-term rehabilitation and memory care.

There would be 16 buildings on the 15.77-acre site at Mapleton Ave. and 4th St., making this the largest project  currently proposed for the city of Boulder.

The facility, to be named The Academy at Mapleton Hill, would employ 60 per shift, according to the filing. Though there are some similarities, it is not clear if the proposed facility will be associated the Academy at 970 Aurora Ave. in Boulder.

Mapleton Hill Investments LLC, registered to Don Altman, a partner at Boulder's AGR Building Inc., bought the property for $15 million in July.

Plans, drawings, and other documents associated with this filing can be downloaded by going to the city's Development Review Map and clicking on the site. A list of documents will appear at the left. One also can enter the case number, LUR2015-00071, in the search box at the top right.

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Ron Rovtar, Cherry Creek Properties, LLC, is a broker associate in Boulder, CO. He compiled this information from a number of sources. Please call Ron with all your questions. He can be reached at 303.981.1617.  To learn more about Ron, please visit his website. For more about life in Boulder County and nearby, check out our facebook page. Ron Rovtar does business as Front Range Real Estate, Ltd.  All photos © Ron Rovtar



Monday, August 31, 2015

Updating the Boulder Valley Comprehensive Plan Offers the City an Important Opportunity

"Today, Boulder continues to be a community that values good planning and believes in our collective ability to shape our own future. Building on our shared legacy and common values, the BVCP update is an opportunity for all of us to think about our vision for the future and decide what to focus on between now and 2030 to make that common vision a reality." –– The City of Boulder Website


By Ron Rovtar
Cherry Creek Properties LLC
303.981.1617

We have to admit, the quote above really makes it sounds as if Boulder is a city with its priorities in order, its ducks in a row, maybe even a razor-sharp strategic vision!

Choose your cliché.

Problem is, none of the clichés are fully true –– not about Boulder today –– and
neither is the statement from the city's website. It's not a lie. It's just wishful thinking, especially the part about our "collective ability to shape our own future." 

Fact is, the city is painfully divided about planning issues right now.

So, as Boulder starts considering changes to the Boulder Valley Comprehensive Plan (BVCP) at Chautauqua Park this afternoon, I have an unsolicited, probably unwelcome, likely to be ignored suggestion. 

Make this a very extended process.  And I mean very extended –– perhaps into 2017.

Don't push through an important update process that has little chance of succeeding if it is not done right. Make the effort, the very difficult and time-consuming effort, to really build a consensus so the results have more than a ghost of a chance of surviving longer than a couple years. 

There are a number of circumstances making this year a very bad time to launch and hurry through this effort, including the fact we are in the midst of an important city council election. This will mean the council that finishes the job will be different from the one starting it.

We also have contentious growth-related issues on the November ballot. And trust for city government is at a low ebb. Residents don't feel heard even as the city tries to obtain more community input. 

But the most important reason for slowing the BVCP process is simply this:

Boulder is now deeply divided about growth issues. Boulder people do generally believe in good planning. But, no consensus exists about what the plan should be. and it will take a lot of time and hard work to build that consensus

Here is the very BIG problem. 

Many would continue forward with growth controls similar to those in place since the 1970s. Others would significantly tweak these historically tight controls to encourage construction of more housing, especially entry-level and middle-income housing.

Both sides make very good points.

The city has become something very special under growth-restrictive policies dating back to the 1970s.  Today Boulder has a great downtown, and fabulous open spaces. 

It is an incubator for start-up businesses and attracts the highest of high tech companies and some of the most talented and creative minds in many fields.

"It's worked so far" is a darned good argument.

Yet this success has created negative consequences as well. Slow growth in a limited area has pushed home prices into the stratosphere. And this is becoming a serious problem because it is changing the very character of the city. 

The Boulder population is getting older, wealthier and probably less politically liberal. The proud quirkiness implied by "Keep Boulder Weird" seems slightly diminished each year. 

As a result, many interesting people who would love to move to Boulder cannot afford the price of admission.

More importantly, many current residents feel as if they are being shown the city's door because strict growth policies have made living here increasingly expensive  –– too expensive.

Many of these people are long-time residents who already have given up much to stay in a place they love. We've talked to some before they left. Some clearly feel betrayed. 

They've lived here, they've worked here, they've contributed. Now someone with more money will live where they lived and benefit from their contributions.

It's hard to feel good about that.

Many financially marginal residents who are not yet gone, including a lot of young adults and a good number of retirees, see a solution in national development trends toward more compact neighborhoods.

Tighter neighborhoods with smaller living spaces packed more closely -- neighborhoods with many everyday services at walkable distances -- have a lot of appeal to some. These would be the new neighborhoods, not the traditional neighborhoods that many Boulder people love.

Dismiss high density living as unBoulder,  if you will.

But one jumps in the car less often when restaurants, bank branches, bike shops and groceries locate nearby because the population is large enough to support them. And getting people out of cars is an important goal of this city.

Additionally, greater density can promote more regular social interaction between residents and a greater sense of community.

These also are good arguments.

~ ~ ~

Unfortunately, many Boulder residents on both sides see these approaches as mutually exclusive, poisoning the atmosphere for thoughtful dialogue and informed compromise.

Frustration levels are exceedingly high in Boulder. There are those who shudder at every newly-approved development.

Others cringe when a good project gets bogged down in government planning, which seems to be happening more lately.

So, yes, Boulder leaders should slow the BVCP process to take at least a year, maybe longer, just to make sure they get it right. This update is not just a necessary task. It is an important opportunity to heal divisions in the community.

The city should make serious efforts to engage all members of the community –– especially young adults and the companies that employ them. Both these groups have largely been absent from recent city outreach efforts about housing.  

The city should bring all factions together in non-threatening venues where all sides can comfortably express concerns and be encouraged to really hear the concerns of others. 

It can be done! And the city will be much the better for it.

Sometimes leadership means knowing when to take the time to get it right. This is exactly such a time.

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Ron Rovtar, is a residential real estate broker associate Cherry Creek Properties, LLC in Boulder, CO. He can be reached at 303.981.1617.  To learn more about Ron, please visit his website. For more about life in Boulder County and nearby, check out our facebook page. Ron Rovtar does business as Front Range Real Estate, Ltd.  All photos © Ron Rovtar

#ComprehensivePlan
#BVCP
#Boulder


Thursday, July 16, 2015

Lots of Arts and Crafts Events Coming up in Boulder: Pearl Street Arts Fest; Firefly Summer Market; Boulder Mountain Handmade; Open Studios


Compiled By Ron Rovtar
Cherry Creek Properties LLC
303.981.1617

There are many arts/crafts events coming up in Boulder, starting with the Pearl Street Arts Fest this Saturday and Sunday.
Pearl Street Arts Fest


The Firefly Summer Market will be at the 29th St. Shopping District July 25 and 26. Firefly also will host a Fall Market & Junior Firefly Sept. 12 and 13 at the same location. The Junior Firefly event features crafts from 6- to 12-year-olds.

Boulder Mountain Handmade is now accepting applications from artists and craftspeople who would like to sell at the Nov. 7-8 show at Watershed School, 1661 Alpine Ave. Applications will be accepted through July 31. A jury process begins Aug.1. This is an important fundraiser for the Boulder Mountain Fire Protection District, which provides fire and rescue services in the area just west of North Boulder. 
Julie Leidel at a previous event


The Open Studios Fall Artist Tour in Boulder and nearby will be Oct. 3-4, and 10-11 this year. This event features some 125 artists in their natural habitats . . . er, studios.


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Ron Rovtar, Cherry Creek Properties, LLC, is a broker associate in Boulder, CO. He compiled this information from a number of sources. Please call Ron with all your questions. He can be reached at 303.981.1617.  To learn more about Ron, please visit his website. For more about life in Boulder County and nearby, check out our facebook page. Ron Rovtar does business as Front Range Real Estate, Ltd.  All photos © Ron Rovtar

#Arts
#Boulder

Monday, July 6, 2015

What You Should Know About Managing Your Credit Score Before You Buy a House

Understand Your Credit Score

Your credit score is not a static number. In fact it can change very quickly, sometimes for surprising reasons. So, it is bests to pay attention to your scores before you decided to buy a house. Here is some information that may help you understand your scores and, perhaps, head off unexpected problems:
 
Understand your credit score before buying.


What Counts:

Premier Mortgage Group estimates how much each of five factors affect your credit score:

1. About 35 percent involves your payment history.

2. About 30 percent is determined by how much you owe when compared to your available credit.

3. Approximately 15 percent is determined by the length of your credit history.

4. Some 10 percent involves newly opened credit. New credit can bring your score down.

5. Roughly 10 percent is based on the kinds of credit you have.

The three credit agencies, Experian, Equifax and TransUnion sometimes have different information from creditors, meaning your scores may be different.


Keeping Your Score High:

Advantage Credit of Colorado offers these tips about keeping your score in good shape:

1. Pay bills on time or early.

2. Do not close old revolving accounts you no longer use.

3. Do not open new accounts unless absolutely necessary.

4. Do not co-sign loans for other people.

5. Report fraud immediately. Contact your credit card companies, the credit bureaus and your banks.

6. If you will soon buy a home or refinance your current dwelling, do not run up credit card balances or make major purchases.

7. Monitor your credit by ordering copies of your three credit reports once a year. You can do this at www.annualcreditreport.com. Credit scores range from 350 to 850. Generally speaking, you should have little trouble getting a mortgage loan if your score is above 700. However, lenders are becoming more flexible and some will accept borrowers with considerably lower scores.

Reading Your Credit Report:

The National Association of Realtors® suggests you look for and report the following kinds of mistakes in your reports:

1. Late payments more than seven years old should not appear in the report. Similarly, collection or “charge-offs” older than seven years should not be noted. A “charge-off” is recorded when your creditor declares your unpaid debt as a business loss. You may still owe the money.

2. Paid-in-full installment loans and loans settled for less than the full amount should show a zero balance on your credit report.

3. You should recognize every account in your report. Identity theft or inaccurate reporting by creditors can lead to incorrect accounts appearing in your report. Investigate these quickly and vigorously!

4. Since length of credit history counts, check the accuracy of dates you opened your accounts.

5. Credit limits should be reported correctly. You want to keep balances under 50 percent of allowable credit. Even lower balances will be better. (Some say you should keep it under 30 percent)

6. Credit should be properly categorized. A home equity line of credit is a second mortgage, not a ordinary line of credit.

7. Understand the “reason codes.” These help explain your score and may tell you how to improve it. However, the Realtors® association suggests that people with good credit scores ignore the codes, “as making changes could actually result in a lower score.”

8. If you closed an account it should NOT be reported as an account closed by the bank or other issuer.

The organization offers one final piece of advice. “Think twice before closing that credit card. This shrinks the available credit listed on your report and hurts the credit utilization ratio.”

Damage Points:

New information was recently released about the impact specific credit "mistakes" can have on your score. A maxed-out credit card drops your score 10 to 45 points; a payment 30 days late will damage your score 60 to 110 points; a debt settlement (presumably for less than what isowed) will hit your score for 45 to 125 points; a foreclosure will cost you 85 to 160 points; and bankruptcy will drop your score 130 to 240 points. It has been suggested that people with higher scores will see their scores drop more than those with lower scores.

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Ron Rovtar, Cherry Creek Properties, LLC, is a broker associate in Boulder, CO. He compiled this information from a number of sources. Please call Ron with all your questions. He can be reached at 303.981.1617.  To learn more about Ron, please visit his website. For more about life in Boulder County and nearby, check out our facebook page. Ron Rovtar does business as Front Range Real Estate, Ltd.  All photos © Ron Rovtar

#Credit
#CreditScores
#Homes
#Mortgages


Wednesday, June 17, 2015

Boulder City Council Frustrated with Unexpected Change in Hospital's Negotiating Approach


By Ron Rovtar
Cherry Creek Properties LLC
303.981.1617

Boulder Community Health has engaged two Denver brokers to manage the sale of the old hospital buildings at Balsam and Broadway, significantly changing the hospital's tactics for selling the site and making more tenuous Boulder city's position in its attempt to purchase the properties.

The hospital said it has hired Eric and Martin Roth of Denver Commercial Real Estate - CBRE.

Council members Tuesday expressed major frustrations with the change from what they had assumed would be a fairly cordial process. Councilman Sam Weaver encouraged area residents to "contact Community Health and let them know that the city is clearly frustrated with this."  (You can e-mail the hospital with the this form.)

We like Weaver's idea! The hospital now demands purchase offers be presented by June 26, just eight business days after last night's public hearing about the possible acquisition. And the hospital seems to be actively blocking the city from getting an appraisal, which would be almost impossible by the deadline.


This is a prime piece of property near downtown Boulder. The city, and especially the surrounding neighborhoods including Newlands, Old North Boulder and Mapleton Hill, deserve a say in its future. The hospital's relocation to a site 15 to 20 minutes away by ambulance has already damaged the area and its residents enough.

Were the city to purchase the nine-acre site, it would move some city offices to the property by either re-purposing the existing structures or building new. The site would support a fair amount of additional residential, governmental or commercial construction. It seemed from council member's  comments that the city would want to build some affordable homes on the site. There also was mention of finding space for some Boulder County offices. One organization, Goose Creek Neighbors, has mentioned building market-rate homes and some commercial office space along with the affordable homes and government offices.

Most of the property now is zoned for public use. An independent buyer/developer would have to ask the city to change the zoning if business or residential construction were planned. (Presumably, a new public use by another government or quasi-governmental entity would be allowed under current zoning.) Councilwoman Lisa Morzel suggested the city would have "significant control" during zoning and planning reviews if the city failed to obtain the property.

"I really would hate to see some out-of-state developer take this over," said Boulder resident Francoise Poinsatte, during a period set aside for public comments. "This is such a great opportunity," she added.

There was no mention during the meeting of any other known bidders, nor was "eminent domain" mentioned as a way of securing the property.

The city does have another option for building much-needed additional office space for city services. A plan also being studied would put a new building at the east end of the Boulder Civic Area between Canyon and Arapahoe. A third proposal would split city offices between the Civic Area and the old hospital site.

Here's the Daily Camera's article about the public hearing.

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Ron Rovtar, Cherry Creek Properties, LLC, is a broker associate in Boulder, CO. Please call Ron with all your questions. He can be reached at 303.981.1617.  To learn more about Ron, please visit his website. For more about life in Boulder County and nearby, check out our facebook page. Ron Rovtar does business as Front Range Real Estate, Ltd.  All photos © Ron Rovtar

#Boulder
#BoulderCommunityHealth
#Hospital

Thursday, June 4, 2015

Home Prices in Boulder Continue Rising, Defying Logic and Creating Problems for Some


By Ron Rovtar
Cherry Creek Properties LLC
303.981.1617

Something almost inexplicable is happening to Boulder's housing prices. They are rising dramatically -- far more than most of us expected.

This may count as good news for people who have owned Boulder homes for at least a few years. But we can't say it's great news because people who really want to live here are increasingly excluded.

And it's not just the outsiders who have wanted –– even planned –– to move to Boulder for some time.

Many who now rent in Boulder are watching dreams of owning vanish. Worse, continuing to rent is becoming a less viable option for many. Rents are rising and will continue to rise, forcing some to reconsider staying when leases expire.

Meanwhile, some current homeowners may have to leave a city they've come to love. Increased  property taxes, higher home insurance premiums and other rising costs can create serious problems, especially those on fixed incomes.

This graph shows how average (red bars) and median (orange bars) detached home prices have grown in Boulder since 2002. The Blue and green bars show average and median prices during the first four months of this year.

Consider the numbers.

Home sale prices for Boulder houses during the first four months of this year (the blue line on the graph above) have averaged $885,000. This is $67,800 higher than average prices during all of 2014. Median house prices (the green line) jumped $40,000 to $725,000.

More to the point, average house prices have jumped $218,000 since 2012. Median prices rose $155,000 during the same period. These are huge jumps for less than two-and-a-half years, even when one considers that prices were fairly stable for several years prior.

Prices for "attached dwellings" like condos, duplexes and townhouses also rose.

The average price for an attached home sold during the first four months of 2015 was $376,000, a rise of $15,000 over the average during all of 2014. The median jumped $9,000 for the same periods. The average attached residence price rose $68,000 between 2012 and the first four months of this year. The median was up $46,000 during the same period.
This graph shows how average (red bars) and median (orange bars) attached home prices have grown in Boulder since 2002. The Blue and green bars show average and median prices during the first four months of this year. Attached dwellings include condos, townhouses and duplexes.


So why is this happening? A couple reasons come to mind. Both are supply issues.

First, very few new homes have been built in Boulder since before the recession. The economy may have slowed development, but there really are serious impediments to development here anyway.

Developers suggest complying with Boulder's planning regulations can make profitability difficult, causing them to hesitate about even starting new projects.

Since the early 1970s the city has passed a series of measures that control expansion and, therefore, development. Boulder is landlocked and height-locked by design, leaving less development space.

Local appetite for controlling growth continues to grow, at least in some quarters.

Second, inventory of existing homes for sale in Boulder is low by recent standards. Homeowners are staying put, often because they dread having to find replacement homes.

So upward pressure on prices does compute, at least to a point. Supply is low, so prices rise.

What does not fully compute is demand; why it remains so strong even as prices climb into the stratosphere.

Typically people find alternative solutions to high prices.  And this we have seen. Some homeowners are indeed staying in current homes longer than expected. Many younger folks live with parents or other relatives, putting off the urge to strike out on their own.

We've also seen many renters hunt for homes to buy, only to sign a new lease after realizing how long and tedious searching can become; and how disappointing it can be to lose a bidding war for an absolutely perfect dwelling; and how agonizing this can be when it happens for the third or fourth time.

But, no matter how many would-be buyers leave the market, demand stays strong –– strong enough to push prices heavenward. This is what does not compute. We just don't know where all the buyers come from.

So we wonder when will it end? And how will it end?

Are we in a bubble? Or is something else at play?

Predicting when this buyer's market will cool or even end seems impossible. But it is showing no signs of slowing yet.

Nice homes continue to go under contract within a few days after listing –– some not-so-nice homes also. Additionally, closings continue at ever higher prices.

We've followed 11 specific homes since before they went under contract. All closed in May for prices between $475,000 and $630,000. The home listed for $630,000 sold for the asking price.

But, taken together, the 11 homes (five condos and six houses) closed for prices  on average $23,860 above asking prices, which may mean the blue and green lines on the graphs above will grow taller when we get new numbers for a full six months of 2015 Boulder sales.

Who knows what happens afterward?

Your thoughts?
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Note: Home prices in Boulder appear to have risen considerably faster than increases reported nationally. We've stayed away from comparisons because regional differences and even differences in how numbers are collected can make valid comparisons difficult.

All Boulder numbers come from the Boulder Area Realtors Association and the IRES Multiple Listing Service.

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Ron Rovtar, Cherry Creek Properties, LLC, is a broker associate in Boulder, CO. Please call Ron with all your questions. He can be reached at 303.981.1617.  To learn more about Ron, please visit his website. For more about life in Boulder County and nearby, check out our facebook page. Ron Rovtar does business as Front Range Real Estate, Ltd.  All photos © Ron Rovtar

#Boulder
#Homes
#RealEstate
#Prices 

Monday, May 4, 2015

The Best Post You Will Ever Read About Preparing Your Home for Sale


By Ron Rovtar
Cherry Creek Properties LLC
303.981.1617

Articles and posts about preparing a home for sale appear regularly in print and electronic media.

So, if you clicked on this post after reading its somewhat immodest headline,  I assume you seek information and approaches that may not have been rehashed elsewhere a hundred times.

 Count on it!

But, before I discuss other things, let me emphasize that most common wisdom about styling your home for sale is extremely useful.
Start with basics: fix-up, paint-up, declutter, depersonalize.

You definitely should clean until it hurts; pay careful attention to maintaining the yard and home exterior; catch up on deferred maintenance;   paint where necessary; replace wherever is appropriate; declutter by storing away many knick-knacks and extra furniture; depersonalize by removing most family pictures and other items that express family member's personalities.

Getting rid of clutter can be among the harder tasks because much of the "clutter" comes from items we use everyday. Purchasing several large light-weight plastic bins can be a great solution. These will help you quickly vanquish  tools, kitchen/bath appliances, children's toys and other small things that seem to multiply between showings.

Just before a showing, collect everything into the bins and cart it out to the garage or, better yet, the storage shed in the back yard, if one exists.

Okay! That takes care of the most basic advice you've probably have seen elsewhere.

So, let's move on to the advanced lesson.

Subconsciously, your buyers are looking for a warm, safe, clean and orderly environment. In their imagination, the home they buy will offer a new start.

Life will be better.

 So, beyond basic decluttering, you will remove everything that encourages  thoughts, feeling, or ideas that distract from a more idyllic impression of daily existence.
Hide most counter top kitchen appliances for showings.

Start by stowing away violent electronic game packaging, pet toys/food bowls and anything political. Most personal memorabilia also should go away.

Sorry teenagers! It's time to pack away those wall posters. The rock 'n' roll gods will understand.

(We will discuss items that should be put away for safety reasons later)

Owners should consider buying new bath and kitchen towels, shower curtains and, sometimes, bed covers or quilts, all for display during showings, but not for use until the house is sold. A nice unopened basket of fancy soaps, bubble bath, shampoo, etc. can make the bath seem an inviting place to relax.

I hate to ask sellers to buy new furniture. But it occasionally can be a good idea. If your large table makes the dining room seem crowded, finding a smaller table may be the best solution.

Sometimes installing new electric and plumbing fixtures will make the home seem much more up-to-date.

Don't go overboard.  Do a little online and in-store bargain-hunting here. Last year's designer fixtures will do fine for your purposes, as will lower-priced copycat fixtures. Choose items with simple contemporary lines unless your home has a definite architectural style inside and out –– Cape Cod, Victorian, Mid-Century Modern, etc.

For safety, have the new electric and plumbing fixtures installed by a professional. Electricity is dangerous. And the last thing you need right now is dripping plumbing that creates a flood while you sleep.

Whatever you do, avoid big remodeling projects. Large projects seldom pay for themselves when a home sells.

When cleaning, don't forget those places you rarely bother with. Sweep and tidy the garage. Give an unfinished basement the same treatment.
New bed covers and bath towels can make a big difference
in how buyers perceive your home.

Definitely clean off the tops of the furnace, hot water heater, water softener and anything else in the mechanicals room.

Take a look up and see if there is a lot of dust on the pipes and duct work.  If so, clean them.

Opening the door to a dusty furnace room can destroy the illusion of freshness and orderliness you've worked so hard to create in the living spaces.

I still caution sellers about painting walls anything but neutral colors. This may sound old fashioned now that rich colors are in very much in style. And it is true that good use of colors can be very effective.

But choosing hues is more difficult that you think.

Few of us really have good color sense and fewer still have the eye it takes for mixing and matching colors. Colors interact in strange and unpredictable ways. If you will use colors, it is best to get expert advice from a designer.

Now it is time to start putting everything back together. This is where it gets fun. You've depersonalized and spruced up the old place, but you don't want the house to appear sterile.

Here's a secret many professionals won't tell you. You can overdo styling, decluttering, depersonalizing.
Many rooms will appear
larger with small furniture.
A home that tells no story appeals to no one.

As part of decluttering, you've removed a lot of family photos, hobby collections, children's artwork and personal memorabilia.

After some thought you will replace one or two strategically chosen family photos to add some life. These should be happy/positive images with smiles all around. Photos of family members doing something fun in the yard can be very appealing.

Don't use photos from out-of-town trips. They're too far off message.

One or two carefully chosen examples of a child's artwork can be displayed in the child's room or an informal family space. Chosen well, youthful art can bring wide smiles to buyers' faces. Look for positive, even funny, messages. Kids have great senses of humor!

Now that you've removed some furniture and the rest is rearranged to make rooms seem larger, some focal points should be introduced.

Items that will attract the eye and hold attention help enormously. When nothing grabs attention, the eye keeps seeking a place to settle, which can be mildly uncomfortable.
 
In living spaces, an attractive book can be left on a coffee table or end table. A colorful art or photography book works well. A book about your local area may get a lot of attention. Buyers often pick up and thumb through local guides and histories.

 In the kitchen, a book of recipes open to a page with a photo of an  extremely appetizing dish works wonders. Think sweets and desserts. Avoid headlines that refer to alcohol, which can have a negative connotation for some.
New fixtures help, even where more major
updating might be needed. Don't start major
projects just before you list your home.


In the family room, you might neatly arrange an unfinished game or a partly completed large puzzle on a table or workspace. These speak of enjoyable time with loved-ones.

Other focal points can include live flowers, large vases with artful arrangements of grasses or dried flowers, or large, simple, wall art.

I have a framed painting comprised mostly of a single large Chinese character in black on a white background. It really captures attention when someone walks into the room.

Welcoming buyers into your home with a short letter in a plastic holder is a nice touch.

Buyers like to know you value their time. They like to know that you have enjoyed living in the home and the surrounding community. They can be curious about why you are moving and may want to assure themselves your motive for leaving is a positive one, not a problem with the neighborhood.

All of these subjects can be addressed honestly in a short letter.

But keep it vague, too. Divulge neither private information nor information that might be used against you during negotiations. Never let buyers know you feel pressure to sell or move quickly, that your price is flexible or that you expect to make concessions.

But you cannot stop here. I've seen perfectly-staged homes that looked and felt absolutely dead during a showings.

The reasons are simple. The owners did all the hard work, but did not finish the job.

First of all, the value of good lighting is enormous!

The good news is you don't need to be a lighting expert. And the solution in homes is extremely easy. Before showings, turn on every light and open every window shade in the house. (One exception: do not open shades when the view is unattractive.)

Indoor lighting is especially important because it is warmer. But, more important, light coming from from multiple directions literally creates sparkle as it reflects from shiny objects.

It also creates a subtle sense of motion and excitement as highlights on everyday objects move, change, even blink in and out of existence as people navigate the room. It's not something people notice consciously. But it does make an impression, and it is a good one.

And don't forget, we have five sense, not just one.

I suggest sellers turn on soft music during showings. Classical is an excellent choice. Jazz also creates a nice atmosphere. Stay away from Rock and popular music.

Music should be playing in the background, not loud enough to interfere with conversation; just enough to create a sense of elegance during lulls in the dialogue.

A very subtle air spray can help a lot. Don't overdo it!

Leave out small candies, including chocolate. Some alternative edible should be offered because some people are allergic to, or get migraines from, chocolate. Sweets on the kitchen counter can entice buyers and agents to stop and talk for a few minutes while your beautiful styling job is fresh in their minds.

Very soft or fuzzy items on furniture and beds invite touches, which has a calming effect. Were you present, you would see smiles.

Pay special attention to safety issues. Buyers open drawers and cabinets. They peak in places you've probably not inspected in years. Hide prescription medications, valuables, money, jewelry and other precious items where they will not be found.

Securely lock up weapons, especially firearms. Turn off computers with valuable identity information. Do not leave anything out that would give away a child's name. There are predators in the world. To a child, someone who knows your name and where you live may not seem like  a "stranger."

Before you start showings, tour your own home with a video or still camera. Photograph everything in case something is stolen or damaged.  Collecting from your insurance company will be easier if you can show the adjuster what was stolen or what a damaged item looked like before.

One last yet extremely important piece of advice: sellers absolutely must banish pet smells, tobacco odors and other offensive aromas. Homes with unpleasant smells can be very hard to sell.

No, let me rephrase. Homes with unpleasant smells are impossible to sell.

Ridding a house of distasteful fragrances may seem obvious. However, owners of smelly homes rarely know a problem exists because they are used to the odors. And they often find it unbelievable or offensive when someone mentions the issue.

My advice: if your agent or your friends mention odors, take it very seriously. No one would bring this to your attention were it not true.

––––––––––––––––––––––––––
Ron Rovtar, Cherry Creek Properties, LLC, is a broker associate in Boulder, CO. Please call Ron with all your questions. He can be reached at 303.981.1617.  To learn more about Ron, please visit his website. For more about life in Boulder County and nearby, check out our facebook page. Ron Rovtar does business as Front Range Real Estate, Ltd.  All photos © Ron Rovtar


#Boulder
#Staging
#Realtor
#RealEstate

Sunday, April 26, 2015

Now is the Wrong Time to Vote on Proposed Changes to Boulder's City Charter


By Ron Rovtar
Cherry Creek Properties LLC
303.981.1617

The Daily Camera today has a good article about possible ballot measures that would change some Boulder city development practices. The article examines potential political effects of such measures, especially during the next City Council election.

To some extent, the article also discusses the timing of the proposed initiatives, which would occur amidst the city's own in-depth look at the same issues, and other housing/development concerns.

Frankly, we think timing is by far the more important story.

Usurping a political/community process before it has played out is a bad idea under most circumstances. We think it is a very bad idea in this case.

The first proposed ballot measure would change the city charter to let neighborhoods vote on proposed land-use changes. The other would change the charter to require the city ensure new development pays enough in fees and taxes to maintain current levels of service. 
An Early Community Meeting About Housing Policy Held at eTown


A group called Livable Boulder will need to collect more than 4,000 valid signatures to get the measure on the ballot.

One quote in the Camera article baffles us, though it may speak to why the charter initiative is being proposed now. It suggests some residents feel unheard.

Ray Bridge, co-chair of PLAN-Boulder County says, "We have been saying for the last year that this needs to be a general community discussion, and that hasn't been happening"

It may be that backers of the initiatives feel unheard. If so, they've missed some chances.

In fact, there have been a unusually large number of opportunities to discuss these issues in public forums.  The issues have been discussed at City Council meetings. City Planning Department held a large public meeting at eTown Hall. And five Housing Boulder working groups have each held several meetings, all open to the public.

While we've not always agreed with how the city manages its input opportunities, we have attended many public meetings about these issues. Some discussions have become quite lively!

And several additional community meetings are scheduled soon (see below). 

Overall, it has been a very open process and we would like to see more residents take advantage of options to voice concerns. 

We also would like to see Livable Boulder hold off and let the political/community process take its course. There are a lot of smart people in Boulder and we've heard good ideas form all sides.

These ballot measures may indeed have merit. 

But here's the problem: Once a charter issue is on the ballot it's writ in stone. Voters choose "yes" or "no" to very exact language. If passed, there will be no further compromise, no third options, and no changes, small or large,  without another vote.

The current process has much potential. It could arrive at solutions much better than a ballot measures proposed before the larger community has its say.

So a little patience is called for. Residents at least should see how the city responds after hearing from a wide array of stakeholders.

If the current process produces something unsatisfactory, then it might be time to seek charter changes.

In the meantime, a number of public meetings are coming up. We would like to see standing room only at each. We've published the information below elsewhere, but thought it might be useful to also publish here. Take a look. The first meeting is Monday,

UPCOMING MEETINGS ABOUT DEVELOPMENT ISSUES

Boulder has announced a series of four neighborhood workshops to "explore possible options for housing in Boulder, and discuss what is right (or not) for individual neighborhoods."

There also will be an employer/employees workshop and a separate event to discuss affordability issues.

The neighborhood workshops offer residents a great opportunity to be heard during ongoing discussions leading to a new comprehensive plan.

The event about "Boulder's housing affordability challenges" promises  interesting discussion. This meeting is scheduled for April 27, 6 to 8:30 p.m. at First Presbyterian Church Boulder, 1820 15th St.

"Four guest speakers from outside of Colorado will share their insights, examples of best practices, and observations about Boulder's housing challenges, then answer questions from the audience," according to he city. You will find more information about the speakers here.

And here is information about the other neighborhood meetings:

Central Boulder
Monday, May 11, 2015, 5:30- 7:30 p.m. First Presbyterian Church, 1820 15th St.

North Boulder
Thursday, May 14, 5-7 p.m. at the Boulder American Legion, 4760 28th St.

East Boulder
Wednesday, May 13, 2015, 5:30-7:30 p.m. Naropa Nalanda Event Center, 6287 Arapahoe Ave.

South Boulder
Monday, May 18, 2015, 5:30-7:30 p.m. St. Paul's United Methodist Church, 4215 Grinnell Ave.

Employers and Employees
Wednesday, May 20, 2015, 3-5 p.m. Museum of Boulder, 2205 Broadway

Also, a City Council Briefing on Housing Boulder will be Tuesday, April 28, 5-6 p.m., Council Chambers, Municipal Building, 1777 Broadway

 ––––––––––––––––––––––––––
Ron Rovtar, Cherry Creek Properties, LLC, is a broker associate in Boulder, CO. Please call Ron with all your questions. He can be reached at 303.981.1617.  To learn more about Ron, please visit his website. For more about life in Boulder County and nearby, check out our facebook page. Ron Rovtar does business as Front Range Real Estate, Ltd.  All photos © Ron Rovtar


#Boulder
#CityCharter
#Development

Friday, March 20, 2015

Everything You Want to Know About Boulder County CO In One Comprehensive Internet Tour


Compiled by Ron Rovtar

With great weather, wonderful scenery and a strong tech-based economy, few would deny that Boulder, CO, and nearby communities like Louisville, Longmont and Lafayette, are great places to live.

In 2010, Bon Appétit christened Boulder America's Foodiest Town. In recent years, Boulder also has been named the Best College Town and has place high on other lists.

Pearl Street Mall in the Spring
Louisville has placed among Money Magazines top three best places to live several times, including a first place in 2009. You can read about some other ways Boulder has been honored by popular media here.

With this kind of press, it is not surprising that people from all parts of the United States consider relocating to Boulder County.

Complimentary reviews from national media outlets are important.  But making sure a community is right for you personally is quite another. 

This is where the internet can be very helpful.  If one knows where to look, the web's vast array of information can bring things into focus very quickly.

Therefore, we compiled a fairly exhaustive list of links.  Here searchers can take a grand tour of the entire Boulder County community, or explore particular subjects like schools, entertainment, sports, government, shopping and business.

So, please sit back and enjoy your electronic spin around Boulder County.  And let us know if you think of some additional links we should add.


Visitors Guides:

Boulder Convention and Visitors' Bureau

Visiting Boulder
Sunny Day on Restaurant Patio

Virtual Tourist

Citysearch

Frommers Boulder


Facts and Figures:

Children Play at Water Feature Near Courthouse
Boulder Economic Council

City Data

U.S. Census Bureau


Jobs: 

Biggest Employers (From the Daily Camera)


Entertainment, Fun and Education:

Boulder Dinner Theater

Colorado Shakespeare Festival
Boulder Theater


Chautauqua

University of Colorado (Arts and Culture)

CU Art Museum

Boulder Arts Week

Rocky Mountain National Park

Boulder Museum of Contemporary Art

Open Studios

Open Arts Festival

eTown

Boulder Dushanbe Teahouse

Boulder International Fringe Festival

Boulder Creek Festival

Fiske Planetarium

Shelby American Collection (Shelby American Automobiles)

Boulder Philharmonic

Boulder Theater

Butterfly Pavilion (Not actually in Boulder County, but nearby)

Fox Theatre
Children's Event at Chautauqua Park


Boulder Outdoor Cinema

Play Boulder

Annual Conference on World Affairs

Boulder History Museum

Dairy Center for the Arts

National Institute of Standards and Technology

National Center for Atmospheric Research

Health Care:

Avista Adventist Hospital
Boulder Community Health Med Center, Lafayette


Boulder Community Health

Exempla Good Samaritan

Longmont United Hospital

Homes:


Ires Multiple Listing Service Search
North Boulder Homes

Denver Area Multiple Listing Service Search

Trulia Rentals

Ralphie's List (Off CU Campus Housing)


Shopping:

West Pearl St. Shops

Downtown Boulder (Pearl Street Mall)

Twenty-Ninth Street

Flatiron Crossing

Sports:

University of Colorado Sports
Rock Climbing

Boulder Tennis Association

Boulder County Golf Courses

Bolder Boulder

Running Routes

Rock Climbing

Colorado Rockies Baseball
Indian Peaks Golf Course, Lafayette


Denver Nuggets Basketball

Denver Broncos Football

Colorado Avalanche Hockey

Religious Institutions:

Areaguides

Shambhala Meditation Center of Boulder

Climate and Weather:

National Oceanic & Atmospheric Administration Data

AccuWeather

Northrop Gruman
Business:

Boulder County Business Report

Boulder Chamber of Commerce

Louisville Chamber of Commerce

Lafayette Chamber of Commerce


Longmont Chamber of Commerce

Boulder Small Business Development Center

Innovation Center of the Rockies

Publications and Radio Stations: 

Daily Camera

Boulder Magazine

Yellow Scene

Boulder County Home & Garden

Colorado Hometown Newspapers

Biz West

KBCO

KGNU

Government and Services:  
Public Meeting to Discuss Planning Issues

City of Boulder

Boulder Recreation 
 


Boulder City Open Space and Mountain Parks
 


Boulder Library
 


Boulder Chamber of Commerce



Louisville City



Louisville Recreation
 


Louisville Library
 


Louisville Chamber of Commerce



Lafayette City

Lafayette Library


Lafayette Recreation
 


Lafayette Library



Lafayette Chamber of Commerce
  

Longmont City
 


Longmont Recreation
 


Longmont Library
 


Longmont Chamber of Commerce
 


Town of Erie
 


Town of Lyons
 


Town of Nederland
 


Town of Eldorado Springs
 


Town of Superior
 

Boulder County
 


Boulder County departments

Boulder County Parks and Open Space
 

State of Colorado portal

Colorado 
Division of Real Estate

Boulder County Schools:
 


Boulder Valley School District
Boulder High School


St. Vrain Valley School District

Independent Schools

Colorado Department of Education

University of Colorado
 


University of Colorado Sports
  
University of Colorado (Arts and Culture)

CU Art Museum

CU Residency requirements for in-state tuition 
 


Ralphie's List (Off Campus Housing)

Front Range Community College
 


Naropa University



Ron Rovtar, Cherry Creek Properties, LLC, is a broker associate in Boulder, CO. Please call Ron with all your questions. He can be reached at 303.981.1617.  To learn more about Ron, please visit his website. For more about life in Boulder County and nearby, check out our facebook page. Ron Rovtar does business as Front Range Real Estate, Ltd.  All photos © Ron Rovtar

#BoulderLinks
#MoveToBoulder
#Boulder
#realestate